@font-face{font-family:"Source Serif 4";src:url("fonts/serif-500.woff") format("woff");font-weight:400 500;font-style:normal;font-display:swap}
@font-face{font-family:"Source Serif 4";src:url("fonts/serif-600.woff") format("woff");font-weight:600 700;font-style:normal;font-display:swap}
@font-face{font-family:"Source Serif 4";src:url("fonts/serif-400-italic.woff") format("woff");font-weight:400 600;font-style:italic;font-display:swap}
@font-face{font-family:"Poppins";src:url("fonts/sans-400.woff") format("woff");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Poppins";src:url("fonts/sans-500.woff") format("woff");font-weight:500 700;font-style:normal;font-display:swap}

:root{
--navy:#0E1A2B;
--navy-line:#33415A;
--ivory:#F7F5F0;
--ivory-2:#EFECE4;
--line:#D4D3CF;
--field:#8B919A;
--ink:#2A3342;
--muted:#4F5762;
--on-navy:#E8E4DB;
--on-navy-muted:#D9D6CE;
--serif:"Source Serif 4",Georgia,"Times New Roman",serif;
--sans:"Poppins",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
--gutter:20px;
--header-h:68px;
color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-padding-top:calc(var(--header-h) + 16px)}
body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65;font-weight:400;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--ivory)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:5px;text-decoration-thickness:1px}
a:hover{color:var(--navy-line)}
:focus-visible{outline:2px solid var(--navy);outline-offset:3px}
.band-navy :focus-visible,.site-footer :focus-visible{outline-color:var(--ivory)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;color:var(--navy);margin:0;text-wrap:balance;letter-spacing:-.005em}
h1{font-size:clamp(34px,4.6vw,56px);line-height:1.1}
h2{font-size:clamp(28px,3.4vw,42px);line-height:1.15}
h3{font-size:21px;line-height:1.3;font-weight:600}
h4{font-size:19px;line-height:1.3;font-weight:600}
p{margin:0}
ul,ol{margin:0;padding:0}
[hidden]{display:none!important}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--navy);color:var(--ivory);padding:10px 16px;text-decoration:none}
.skip:focus{top:calc(env(safe-area-inset-top,0px) + 8px)}
.wrap{width:100%;max-width:1200px;margin-inline:auto;padding-left:max(var(--gutter),env(safe-area-inset-left,0px));padding-right:max(var(--gutter),env(safe-area-inset-right,0px))}
.stack-md{display:flex;flex-direction:column;gap:18px}
.stack-lg{display:flex;flex-direction:column;gap:28px}
.stack-xl{display:flex;flex-direction:column;gap:clamp(32px,4vw,48px)}
.eyebrow{font-family:var(--sans);font-size:12px;line-height:1.4;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:500}
.eyebrow-light{color:var(--on-navy-muted)}
.lead{font-size:clamp(17px,1.5vw,19px);line-height:1.6}
.section-intro{max-width:62ch;font-size:17px}
.small{font-size:14px}
.muted{color:var(--muted)}
.note{font-size:15px;color:var(--muted)}
.note strong{color:var(--navy);font-weight:500}
.section{padding-block:clamp(56px,8vw,104px)}
.section-tight-top{padding-top:clamp(40px,5vw,64px)}
.band-navy{background:var(--navy);color:var(--on-navy)}
.band-navy h1,.band-navy h2,.band-navy h3,.band-navy dt{color:var(--ivory)}
.band-navy a:not(.btn){color:var(--ivory)}
.band-ivory-2{background:var(--ivory-2)}

.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--ivory);border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:var(--header-h)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);min-width:0}
.brand-mark{width:44px;height:44px;flex:0 0 auto;display:block}
.brand-mark svg{width:100%;height:100%;display:block}
.brand-text{display:flex;flex-direction:column;line-height:1.2;min-width:0}
.brand-name{font-family:var(--serif);font-weight:600;font-size:19px;color:var(--navy);white-space:nowrap}
.brand-tag{font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);white-space:nowrap}
.nav-desktop{display:none}
.menu-toggle{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;margin-right:-8px;border:0;background:transparent;color:var(--navy);cursor:pointer;border-radius:0;flex:0 0 auto}
.bars{position:relative;width:24px;height:16px;display:block}
.bars span{position:absolute;left:0;width:24px;height:2px;background:currentColor;transition:transform .2s ease,opacity .2s ease,top .2s ease}
.bars span:nth-child(1){top:0}
.bars span:nth-child(2){top:7px}
.bars span:nth-child(3){top:14px}
.menu-toggle[aria-expanded="true"] .bars span:nth-child(1){top:7px;transform:rotate(45deg)}
.menu-toggle[aria-expanded="true"] .bars span:nth-child(2){opacity:0}
.menu-toggle[aria-expanded="true"] .bars span:nth-child(3){top:7px;transform:rotate(-45deg)}
.menu{position:fixed;left:0;right:0;top:calc(env(safe-area-inset-top,0px) + var(--header-h) + 1px);bottom:0;background:var(--ivory);overflow-y:auto;overscroll-behavior:contain;z-index:49;border-top:1px solid var(--line)}
.menu-inner{display:flex;flex-direction:column;gap:28px;padding-block:12px calc(32px + env(safe-area-inset-bottom,0px))}
.menu-links{list-style:none}
.menu-links li{border-bottom:1px solid var(--line)}
.menu-links a{display:flex;align-items:center;min-height:60px;font-family:var(--serif);font-size:24px;font-weight:500;color:var(--navy);text-decoration:none}
.menu-links a[aria-current="page"]{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:8px}
.menu-lang{display:flex;gap:12px;align-items:center;font-size:16px}
.menu-lang-cur{font-weight:500;color:var(--navy)}
.menu-lang a{display:inline-flex;align-items:center;min-height:48px;padding:0 4px}
.menu-contacts{display:flex;flex-direction:column;gap:4px;font-size:16px}
.menu-contacts a{display:inline-flex;align-items:center;min-height:44px;width:fit-content}
body.menu-open{overflow:hidden}

.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;gap:10px;min-height:52px;padding:14px 24px;font-family:var(--sans);font-size:15px;font-weight:500;line-height:1.25;letter-spacing:.02em;text-decoration:none;border:1px solid transparent;cursor:pointer;border-radius:0;transition:background-color .15s ease,color .15s ease,border-color .15s ease}
.btn-sm{min-height:44px;padding:10px 18px;font-size:14px}
.btn-block{width:100%}
.btn-primary{background:var(--navy);color:var(--ivory)}
.btn-primary:hover{background:var(--navy-line);color:var(--ivory)}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--ivory-2);color:var(--navy)}
.btn-light{background:var(--ivory);color:var(--navy)}
.btn-light:hover{background:var(--ivory-2);color:var(--navy)}
.band-navy .btn-light{color:var(--navy)}
.btn-outline-light{background:transparent;color:var(--ivory);border-color:var(--ivory)}
.btn-outline-light:hover{background:var(--navy-line);color:var(--ivory)}
.btn-row{display:flex;flex-wrap:wrap;align-items:center;gap:14px 24px}
.text-link{display:inline-flex;align-items:center;min-height:44px;font-size:15px;font-weight:500;color:var(--navy);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:6px;width:fit-content}
.text-link::after{content:"→";margin-left:8px;text-decoration:none;display:inline-block}
.text-link-light{color:var(--ivory)}

.split{display:grid;grid-template-columns:minmax(0,1fr)}
.split-text{display:flex;align-items:center;min-width:0}
.split-text-inner{width:100%;max-width:640px;display:flex;flex-direction:column;gap:22px;padding-block:clamp(48px,7vw,96px);padding-left:max(var(--gutter),env(safe-area-inset-left,0px));padding-right:max(var(--gutter),env(safe-area-inset-right,0px))}
.split-media{position:relative;aspect-ratio:3/2;max-width:100%;overflow:hidden;background:var(--navy-line)}
.split-media picture,.split-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero .display{color:var(--ivory)}
.display em{font-style:italic;font-weight:400}
.lever-list{list-style:none;display:grid;grid-template-columns:minmax(0,1fr);border-bottom:1px solid var(--navy-line);font-size:15px}
.lever-list li{padding:12px 0;border-top:1px solid var(--navy-line)}
.lever-list li:first-child{color:var(--ivory);font-weight:500}
.facts{background:var(--ivory-2);border-bottom:1px solid var(--line)}
.facts-row{list-style:none;display:grid;grid-template-columns:minmax(0,1fr)}
.facts-row li{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 12px;padding:18px 0;border-bottom:1px solid var(--line)}
.facts-row li:last-child{border-bottom:0}
.fact-n{font-family:var(--serif);font-size:28px;color:var(--navy);font-variant-numeric:lining-nums}
.fact-l{font-size:14px;color:var(--muted)}

.section-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:16px 40px}
.section-head-text{display:flex;flex-direction:column;gap:14px;max-width:760px;min-width:0}
.grid-2,.grid-3,.grid-4{display:grid;grid-template-columns:minmax(0,1fr);gap:36px 32px}
.grid-4{list-style:none}
.scenario{display:flex;flex-direction:column;gap:12px;min-width:0}
.scenario-n{font-family:var(--serif);font-size:48px;line-height:1;color:var(--navy);font-variant-numeric:lining-nums}
.scenario h3{padding-top:14px;border-top:1px solid var(--navy)}
.card-rule{display:flex;flex-direction:column;gap:10px;border-top:1px solid var(--navy);padding-top:16px;min-width:0}
.cards-rule .card-rule p{font-size:15px}
.label-title{font-family:var(--sans);font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:500;color:var(--navy);line-height:1.4}
.group-label{font-family:var(--sans);font-size:13px;letter-spacing:.16em;text-transform:uppercase;font-weight:500;color:var(--muted)}
.tom-grid{display:grid;grid-template-columns:minmax(0,1fr);column-gap:24px;margin:0;font-size:15px}
.tom-grid div{padding:14px 0;border-top:1px solid var(--navy-line)}
.tom-grid dt{font-weight:500;color:var(--ivory)}
.tom-grid dd{margin:2px 0 0}
.tom-cards{margin:0}
.tom-cards dt{font-family:var(--serif);font-size:21px;font-weight:600;color:var(--navy)}
.tom-cards dd{margin:0;font-size:15px}

.strip{position:relative;height:clamp(240px,36vw,520px);overflow:hidden;background:var(--navy-line)}
.strip picture,.strip img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.phases{list-style:none;display:grid;grid-template-columns:minmax(0,1fr);gap:32px}
.phases li{display:flex;flex-direction:column;gap:10px;padding-top:20px;border-top:1px solid var(--navy);min-width:0}
.phase-n{font-family:var(--serif);font-size:48px;line-height:1;color:var(--navy);font-variant-numeric:lining-nums}
.phase-l{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:500}

.profile-row{display:flex;flex-wrap:wrap;align-items:center;gap:32px 56px}
.portrait{width:200px;flex:0 0 auto;max-width:100%}
.portrait img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:50%}
.portrait-lg{width:min(260px,70vw)}
.profile-text{flex:1 1 420px;min-width:0}
.kv{display:grid;grid-template-columns:minmax(0,1fr);column-gap:24px;margin:0;font-size:15px}
.kv div{padding:14px 0;border-top:1px solid var(--navy)}
.kv dt{color:var(--muted);font-size:13px;letter-spacing:.08em;text-transform:uppercase}
.kv dd{margin:4px 0 0}
.kv-extra{display:block;color:var(--muted)}

.quote{font-family:var(--serif);font-style:italic;font-size:clamp(28px,3.2vw,42px);line-height:1.15;color:var(--ivory)}
.contact-list{list-style:none;display:flex;flex-direction:column;gap:2px;padding-top:16px;border-top:1px solid var(--navy-line);font-size:15px}
.contact-list li{display:flex;flex-wrap:wrap;align-items:center;column-gap:12px}
.contact-label{min-width:92px;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.band-navy .contact-label{color:var(--on-navy-muted)}
.contact-list a{display:inline-flex;align-items:center;min-height:44px;overflow-wrap:anywhere}
.contact-side .contact-list{border-top-color:var(--navy)}

.page-top{padding-top:clamp(40px,6vw,80px)}
.page-hero{background:var(--ivory)}
.split-page .split-text-inner{padding-block:clamp(40px,6vw,88px)}
.toc{background:var(--ivory-2);border-block:1px solid var(--line)}
.toc .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:6px 20px;padding-block:14px}
.toc-label{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:500}
.toc ul{list-style:none;display:flex;flex-wrap:wrap;gap:0 18px}
.toc a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;min-width:44px;font-size:14px}
.levers{gap:28px 40px}
.lever{display:flex;flex-direction:column;gap:10px;padding:22px;background:var(--ivory);border:1px solid var(--line);min-width:0}
.lever p{font-size:15px}
.ticks{list-style:none;display:flex;flex-direction:column;gap:6px;font-size:15px}
.ticks li{position:relative;padding-left:22px}
.ticks li::before{content:"";position:absolute;left:0;top:.72em;width:12px;height:1px;background:var(--navy)}
.ticks-light li::before{background:var(--ivory)}
.ticks-light{font-size:16px}
.fc{display:grid;grid-template-columns:minmax(0,1fr);gap:32px;align-items:end}
.steps{counter-reset:none}
.step-k{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:500}
.steps .card-rule p:last-child{font-size:15px}
.advisor{display:grid;grid-template-columns:minmax(0,1fr);gap:24px;padding:clamp(22px,4vw,40px);background:var(--ivory);border:1px solid var(--navy)}
.advisor-head{display:flex;flex-direction:column;gap:10px}
.advisor-claim{font-family:var(--serif);font-style:italic;font-size:20px;color:var(--navy)}
.advisor-body{display:flex;flex-direction:column;gap:14px;min-width:0}
.advisor-body strong{font-weight:500;color:var(--navy)}
.advisor-steps{display:flex;flex-direction:column;gap:8px;padding-left:22px}
.advisor-steps li{padding-left:4px}
.advisor-role{font-size:15px;color:var(--muted);border-top:1px solid var(--line);padding-top:14px}
.compare-wrap{min-width:0}
.compare{width:100%;border-collapse:collapse;font-size:15px}
.compare th,.compare td{text-align:left;vertical-align:top;padding:14px 16px;border-bottom:1px solid var(--line)}
.compare thead th{font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:500;color:var(--muted);border-bottom:1px solid var(--navy)}
.compare tbody th{font-family:var(--serif);font-size:19px;font-weight:600;color:var(--navy)}
.compare .hl{background:var(--ivory-2)}
.compare thead .hl{color:var(--navy)}
.faq-layout{display:grid;grid-template-columns:minmax(0,1fr);gap:32px}
.faq-list{border-top:1px solid var(--navy);min-width:0}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;padding:14px 0;cursor:pointer;font-family:var(--serif);font-size:19px;font-weight:600;color:var(--navy);line-height:1.35}
.faq-item summary::-webkit-details-marker{display:none}
.faq-icon{position:relative;width:16px;height:16px;flex:0 0 auto}
.faq-icon::before,.faq-icon::after{content:"";position:absolute;left:0;top:7px;width:16px;height:2px;background:var(--navy);transition:transform .2s ease}
.faq-icon::after{transform:rotate(90deg)}
.faq-item[open] .faq-icon::after{transform:rotate(0)}
.faq-item p{padding:0 0 20px;max-width:68ch}
.cta-band{display:grid;grid-template-columns:minmax(0,1fr);gap:28px;align-items:end}
.cta-band p{max-width:60ch}

.about-hero{display:grid;grid-template-columns:minmax(0,1fr);gap:32px;align-items:start}
.about-id{min-width:0}
.approach{display:grid;grid-template-columns:minmax(0,1fr);gap:28px}
.prose p{max-width:68ch}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:10px}
.chips li{padding:8px 14px;border:1px solid var(--navy);font-size:14px;color:var(--navy);background:var(--ivory)}

.check-layout,.contact-layout{display:grid;grid-template-columns:minmax(0,1fr);gap:36px}
.check-body{min-width:0}
.check-form{display:flex;flex-direction:column;gap:28px}
.question{border:0;margin:0;padding:0;min-width:0;display:flex;flex-direction:column;gap:12px}
.question legend{padding:0;margin-bottom:12px;font-family:var(--serif);font-size:20px;font-weight:600;color:var(--navy);line-height:1.35}
.q-n{font-variant-numeric:lining-nums}
.options{display:flex;flex-direction:column;gap:10px}
.option{display:flex;align-items:flex-start;gap:14px;min-height:56px;padding:15px 16px;border:1px solid var(--field);background:var(--ivory);cursor:pointer;font-size:16px;line-height:1.45}
.option input{width:20px;height:20px;margin:1px 0 0;flex:0 0 auto;accent-color:var(--navy)}
.option:has(input:checked){border-color:var(--navy);background:var(--ivory-2);box-shadow:inset 0 0 0 1px var(--navy)}
.option:hover{border-color:var(--navy)}
.form-error{padding:12px 16px;border-left:3px solid var(--navy);background:var(--ivory-2);color:var(--navy);font-size:15px}
.result{display:flex;flex-direction:column;gap:18px;padding:clamp(22px,4vw,36px);border:1px solid var(--navy);background:var(--ivory)}
.result:focus{outline:none}
.result-score{font-size:15px;color:var(--muted)}
.result-score strong{font-family:var(--serif);font-size:28px;color:var(--navy);font-weight:600}
.result-band{display:flex;flex-direction:column;gap:12px}
.badge{display:inline-block;width:fit-content;padding:6px 14px;font-size:13px;letter-spacing:.06em;font-weight:500;border:1px solid var(--navy)}
.badge-low{background:var(--navy);color:var(--ivory)}
.badge-mid{background:var(--ivory-2);color:var(--navy)}
.badge-high{background:var(--ivory);color:var(--navy)}

.contact-form{display:flex;flex-direction:column;gap:20px;min-width:0}
.field-row{display:grid;grid-template-columns:minmax(0,1fr);gap:20px}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field label{font-size:15px;font-weight:500;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;min-height:52px;padding:12px 14px;font:inherit;font-size:16px;color:var(--ink);background:#FFFFFF;border:1px solid var(--field);border-radius:0;-webkit-appearance:none;appearance:none}
.field select{background-image:linear-gradient(45deg,transparent 50%,var(--navy) 50%),linear-gradient(135deg,var(--navy) 50%,transparent 50%);background-position:calc(100% - 22px) 50%,calc(100% - 16px) 50%;background-size:6px 6px,6px 6px;background-repeat:no-repeat;padding-right:44px}
.field textarea{min-height:160px;resize:vertical}
.field-hint{margin:-2px 0 2px;font-size:15px;line-height:1.5;color:var(--muted)}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--navy);outline-offset:0;border-color:var(--navy)}
.check-line{display:flex;align-items:flex-start;gap:12px;font-size:15px;cursor:pointer;min-height:44px}
.check-line input{width:22px;height:22px;margin:1px 0 0;flex:0 0 auto;accent-color:var(--navy)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.contact-side{display:flex;flex-direction:column;gap:14px;min-width:0}

.prose-wrap{max-width:820px}
.narrow-page h1{margin-bottom:16px}
.narrow-page h2{font-size:22px;font-weight:600;margin-top:36px;margin-bottom:10px}
.narrow-page p,.narrow-page li{max-width:72ch;margin-bottom:12px}
.narrow-page ul{padding-left:22px;margin-bottom:12px}
.table-scroll{overflow-x:auto;margin:12px 0 18px;max-width:100%}
.table-scroll table{width:100%;min-width:520px;border-collapse:collapse;font-size:15px}
.table-scroll th,.table-scroll td{text-align:left;vertical-align:top;padding:10px 12px;border-bottom:1px solid var(--line)}
.table-scroll th{color:var(--navy);font-weight:500;border-bottom-color:var(--navy)}
.thanks{display:flex;flex-direction:column;gap:20px;align-items:flex-start;max-width:640px}

.site-footer{background:var(--navy);color:var(--on-navy-muted);font-size:14px;padding-block:48px calc(28px + env(safe-area-inset-bottom,0px))}
.site-footer a{color:var(--on-navy);text-decoration:none}
.site-footer a:hover{color:var(--ivory);text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:32px}
.brand-footer{color:var(--ivory);min-height:48px;align-items:center}
.brand-footer .brand-name{color:var(--ivory)}
.brand-footer .brand-tag{color:var(--on-navy-muted)}
.footer-id{display:flex;flex-direction:column;gap:18px}
.footer-id p{line-height:1.7}
.footer-nav ul{list-style:none;display:flex;flex-direction:column}
.footer-nav a,.footer-contacts a{display:inline-flex;align-items:center;min-height:40px}
.footer-contacts{display:flex;flex-direction:column}
.footer-note{padding-top:16px;margin-top:24px;border-top:1px solid var(--navy-line);font-size:12px;line-height:1.5;color:#8B919A}

@media (max-width:399px){
.brand-tag{display:none}
.brand-name{font-size:18px}
}
@media (max-width:599px){
.btn-row .btn{width:100%}
}
@media (min-width:600px){
:root{--gutter:28px}
.grid-2,.grid-4,.levers{grid-template-columns:repeat(2,minmax(0,1fr))}
.lever-list{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:24px}
.lever-list li:nth-last-child(-n+2){border-bottom:0}
.tom-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.facts-row{grid-template-columns:repeat(3,minmax(0,1fr));column-gap:28px}
.facts-row li{border-bottom:0}
.field-row{grid-template-columns:repeat(2,minmax(0,1fr))}
.kv-full{grid-template-columns:repeat(2,minmax(0,1fr))}
.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.footer-id{grid-column:1/-1}
}
@media (max-width:759px){
.compare thead{display:none}
.compare,.compare tbody,.compare tr,.compare th,.compare td{display:block;width:100%}
.compare tr{padding:18px 0;border-top:1px solid var(--navy)}
.compare tbody th{padding:0 0 10px;border:0}
.compare td{padding:12px 14px;border:0;border-left:1px solid var(--line);margin-top:8px}
.compare td::before{content:attr(data-label);display:block;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:500;margin-bottom:4px}
.compare td.hl{border-left:2px solid var(--navy)}
}
@media (min-width:960px){
:root{--gutter:40px;--header-h:76px}
.split{grid-template-columns:repeat(2,minmax(0,1fr))}
.split-media{aspect-ratio:auto;min-height:100%}
.split-hero .split-media{min-height:560px}
.split-media-left .split-media{order:-1}
.split-text-inner{max-width:none}
.split-text-inner>*{max-width:600px}
.split:not(.split-media-left) .split-text-inner{padding-left:max(var(--gutter),calc((100vw - 1200px) / 2 + var(--gutter)));padding-right:48px}
.split-media-left .split-text-inner{padding-left:56px;padding-right:max(var(--gutter),calc((100vw - 1200px) / 2 + var(--gutter)))}
.split-close{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr)}
.split-hero,.split-page{grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr)}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.phases{grid-template-columns:repeat(3,minmax(0,1fr))}
.scenario-n,.phase-n{font-size:60px}
.fc,.cta-band{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:56px}
.faq-layout{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:56px;align-items:start}
.advisor{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:48px}
.about-hero{grid-template-columns:auto minmax(0,1fr);gap:56px}
.approach{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:56px}
.check-layout{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:56px;align-items:start}
.check-head{position:sticky;top:calc(var(--header-h) + 32px)}
.contact-layout{grid-template-columns:minmax(0,1.4fr) minmax(0,.8fr);gap:56px}
.contact-head{grid-column:1/-1;max-width:760px}
.footer-grid{grid-template-columns:minmax(0,1.4fr) minmax(0,.8fr) minmax(0,.8fr)}
.footer-id{grid-column:auto}
.portrait{width:220px}
}
@media (min-width:1080px){
.menu-toggle,.menu{display:none!important}
.nav-desktop{display:flex;align-items:center;gap:28px}
.nav-desktop ul{list-style:none;display:flex;gap:24px}
.nav-desktop ul a{display:inline-flex;align-items:center;min-height:44px;font-size:14.5px;color:var(--ink);text-decoration:none}
.nav-desktop ul a:hover{color:var(--navy);text-decoration:underline}
.nav-desktop ul a[aria-current="page"]{color:var(--navy);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:8px}
.lang-switch{display:inline-flex;align-items:center;gap:6px;font-size:13px;color:var(--muted)}
.lang-cur{font-weight:500;color:var(--navy)}
.lang-switch a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;min-width:44px;color:var(--muted);text-decoration:none}
.lang-switch a:hover{color:var(--navy);text-decoration:underline}
.brand-mark{width:46px;height:46px}
}
@media (prefers-reduced-motion:reduce){
*{transition:none!important;scroll-behavior:auto!important}
}
@media print{
.site-header,.menu,.toc{display:none}
}